Home Loans

Unlock Your Dream Home with Ease At Kaarthikeya Fintech Solutions

Welcome to Kaarthikeya Fintech Solutions ’ Home Loan Services – where we make your dream of owning a home a reality with flexible, affordable, and transparent financing options. Our home loan services are designed to cater to the diverse needs of aspiring homeowners, providing customized loan plans, easy application processes, and competitive interest rates.

Our Features

Access additional funds for home improvement or other needs on your existing loan.

Flexible Loan Tenure

Choose repayment periods that suit your financial planning, with loan tenures ranging up to 30 years.

Attractive Interest Rates

Enjoy low, fixed, or floating interest rates that keep your repayments affordable.

Pre-Approval Facility

Get an idea of your eligibility and loan amount before you start your property search.

Balance Transfer Options

Already have a home loan? Transfer your balance to us and benefit from our low-interest rates.

Our Categories

Property Purchase New / Resale

Open Plot Purchase + Construction

Balance Transfer (BT) + Top-Up

Home construction and Renovation

Why Choose Our Home Loan Services?

Customized Loan Plans: We understand that every borrower is unique, which is why we tailor our loan offerings to suit your specific financial situation and requirements.
Competitive Interest Rates: Our partnerships with leading financial institutions enable us to offer some of the most competitive interest rates in the market, making homeownership affordable.
Fast and Easy Approval Process: Our streamlined digital application and approval process means you can get your home loan approved quickly and easily, with minimal paperwork and hassle.
Expert Guidance: Our dedicated team of financial advisors will walk you through every step of the home loan process, from application to closing, ensuring a smooth and worry-free experience.

Eligibility Criteria

Age: Applicants must be between 21 and 65 years old.
Income: Steady income with documentation as proof.
Credit Score: A healthy credit score to reflect responsible credit history.

Documents Required

Proof of identity (Aadhaar, PAN, Passport, etc.)
Proof of income (Salary slips, IT returns)
Property documents (sale agreement, title deed)