Karthikeya Financial Services

Educational Loans

Turn Your Academic Goals into Achievements.

At Kaarthikeya Fintech Solutions, we’re committed to helping students achieve their educational dreams without financial constraints. Our Educational Loan Services provide easy access to funds for tuition fees, study materials, living expenses, and other academic essentials. With flexible repayment terms, competitive interest rates, and an easy application process, our loans are designed to support students at every step—whether they’re pursuing studies in India or abroad.

Our Features

Avail of collateral-free loans for select institutions and programs, ensuring easier access to funding.

Domestic and International Coverage

Finance studies within India or at institutions worldwide, including living and travel expenses.

Flexible Repayment Terms

Choose repayment terms that work with your financial situation, with tenures up to 15 years..

Co-borrower Option

Apply with a parent or guardian as a co-borrower to increase eligibility and access better terms.

Loan Prepayment Flexibility

Make early repayments without penalties, helping you save on interest costs.

Why Choose Our Educational Loan Services?

  • Low Interest Rates: Enjoy competitive rates that make financing your education affordable.

  • Flexible Loan Amounts: Choose loan amounts based on the total cost of education, including tuition, accommodation, travel, and more.

  • Grace Period Options: Start repayment after course completion, allowing you to focus on your studies first.

  • Fast Approval Process: Get quick approvals with our streamlined application, ensuring timely access to funds for upcoming semesters.

  • Expert Support: Our team of advisors provides guidance throughout the loan process, from choosing loan options to understanding repayment terms.

Eligibility Criteria

  • Student Age: 18 years or older at the time of application.
  • Course Eligibility: Admission to a recognized university or institution in India or abroad.
  • Co-borrower: A co-borrower, such as a parent or guardian, is required for additional security.

Documents Required

  • Proof of admission (offer letter from university)
  • Identity and address proof (Aadhaar, PAN, Passport, etc.)
  • Academic records (transcripts, degree certificates)
  • Income documents for co-borrower (salary slips, tax returns)

Karthikeya Fintech Solutions

Your Journey to Success Starts Here.

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